Director, Loan Accounting

About Figure

Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions.

By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes.

Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets.

About the Role

Figure is hiring a Director, Loan Accounting to lead accounting across loan related products, including Figure Connect and tokenized financial products. You’ll own core close processes, build scalable infrastructure, and partner cross-functionally to support a rapidly growing, blockchain-enabled platform.

This is a high-ownership role with direct responsibility for people, processes, and systems at the intersection of traditional finance and digital assets.

What You’ll Do

• Take full accountability for month-end close across loan accounting, this means owning the outcome, not just overseeing the process.
• Prepare and deliver clear and concise reporting on close status, open items and risk areas to the Controller, escalating issues proactively with recommended solutions.
• Oversee accounting for loan origination, servicing, and sales with meticulous attention to accuracy and completeness.
• Accountable for the accuracy, completeness and timeliness of financial statements, ensure all loan positions are well supported and audit ready documentation at every close.
• Design accounting frameworks and policies that are built to scale, anticipating the needs of a growing business, not just solving for today.
• Partner with Technical Accounting to establish and maintain policies and controls that hold up under audit and regulatory scrutiny.
• Support new product launches by thinking through the full accounting lifecycle from day one, so that downstream processes are clean and defensible from the start.
• Identify risks and opportunities in our accounting infrastructure before they become problems, and develop a roadmap to address them.
• Serve as the primary accounting liaison to Product and Engineering on new product launches, evaluating accounting implications from inception and ensuring loan product flows are accurately reflected in the ledger from day one.
• Manage and grow a high-performing accounting team, setting clear expectations and holding people accountable with both directness and care.
• Leverage large, complex data sets to investigate and resolve reconciliation variances, driving root cause analysis and implementing long term solutions.
• Work with the Director of Internal Controls on design, documentation, and ongoing monitoring of SOX controls across loan accounting processes to ensure control effectiveness and audit readiness.

What We Look For

• 10+ years of progressive accounting experience, including at least 5 years in a people management role - ideally in fintech, loan accounting, or a high-growth environment.