Staff Product Engineer - Payments

Accountabilities

• • Design, build, and operate reliable backend systems supporting money movement, benefit spending, account verification, transaction processing, reconciliation, and related financial workflows.
  • Lead complex initiatives from discovery and problem definition through technical design, implementation, production release, monitoring, and continuous improvement.
  • Partner with product, operations, finance, compliance, and business stakeholders to understand user needs, business objectives, and operational constraints.
  • Make architectural and technical decisions that balance speed, reliability, security, compliance, maintainability, and user experience.
  • Build resilient financial infrastructure with strong guarantees around correctness, idempotency, auditability, observability, and failure recovery.
  • Contribute across the technology stack when required, including frontend development, to deliver complete product outcomes.
  • Write clean and maintainable code, participate in code reviews, mentor engineers, and promote strong engineering practices and standards.
  • Investigate and resolve complex production issues while maintaining effective monitoring, alerting, logging, and incident response practices.
  • Use AI coding tools and agents thoughtfully to accelerate development while retaining strong technical judgment and ownership of engineering decisions.
  • Operate with urgency and accountability while maintaining high standards for quality, security, reliability, and long-term system health.

  Requirements

  • 5+ years of professional software engineering experience, with a strong background in backend development and technical ownership.
  • 2+ years of experience in fintech, payments, banking, benefits administration, or another domain involving financial transactions or regulated workflows.
  • Proven experience building, maintaining, and operating production systems where reliability, correctness, scalability, and observability are critical.
  • Demonstrated ability to independently deliver complex projects with measurable customer or business impact.
  • Strong proficiency in Python and solid understanding of backend architecture, APIs, data modeling, and distributed systems.
  • Strong SQL skills and experience with relational databases, preferably PostgreSQL.
  • Experience with payment concepts such as transactions, ledgers, reconciliation, KYB/KYC, account verification, ACH/card payments, or payment operations.
  • Experience designing resilient systems with robust monitoring, alerting, logging, incident response, and failure-recovery mechanisms.
  • Experience with Django and Django REST Framework is preferred.
  • Experience designing financial data models, ledger systems, reconciliation processes, or transaction-processing workflows is highly valuable.
  • Experience with compliance-aware engineering in fintech, healthcare, benefits, payroll, banking, or insurance environments is preferred.
  • Familiarity with component-based frontend frameworks such as React or Vue, with the ability to contribute to frontend experiences when necessary.
  • Strong product sense and the ability to connect technical decisions with user and business outcomes.
  • Clear, direct communication skills and the ability to collaborate effectively with technical and non-technical stakeholders.
  • Strong ownership, adaptability, problem-solving ability, attention to detail, and a bias toward action balanced with sound risk judgment.
  • Startup or high-growth company experience is a plus.

  Benefits

  • 100% Silver Plan medical coverage, plus dental and vision benefits.
  • Primary care membership providing access to the same type of care offered to members.
  • 401(k) retirement plan and life insurance.
  • Unlimited paid time off (PTO).
  • Remote-first work environment with flexibility to work from wherever you are most productive.
  • MacBook and home office setup stipend to support an effective remote workspace.
  • Competitive equity and the opportunity to share in the value created by the business.
  • Opportunity to work on meaningful financial infrastructure supporting more accessible healthcare benefits.
  • Collaborative, mission-driven environment with significant ownership and opportunities to influence product and technical direction.