Senior Software Engineer - Risk (AI & Automation)

About the Role

The Risk Engineering team at Mercury is building agentic AI systems that reason about risk, not just score it. These systems will investigate, decide, escalate, and learn to power KYC Refresh, EDD, ODD, and compliance workflows.

We're looking for a Senior Software Engineer energized by the intersection of AI, automation, and financial risk to help take our operations to the next level of efficiency and scale.

What We're Building

Systems that automate and enhance risk detection, enabling founders to open bank accounts in minutes while maintaining security and compliance. The goal is less manual toil, earlier risk detection, sharper decisions, and experiences that feel magical in their simplicity.

The Risk Universe

Every new customer application involves a constellation of checks pulling together with invisible gravity:

• Identity and business verification
• Ownership and control checks
• Sanctions and adverse media screening
• Fraud signals