Mercury
Mercury

Senior Risk Strategist - Card Fraud

otherfull-timeSan Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States
SALARY
$201k – $251k/yr
WORK TYPE
remote
JOB TYPE
full-time
INDUSTRY
fintech
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About the role

As part of the journey, we would expect you to:

  • Own strategy and execution for card fraud, while also contributing to broader fraud strategy across adjacent domains
  • Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer experience while balancing trade-offs
  • Partner with Compliance and Legal to ensure solutions align with regulatory requirements
  • Lead cross-functional efforts with Product, Engineering, and Operations to design and implement scalable risk solutions
  • Serve as a domain expert in card and transaction fraud, proactively identifying gaps and driving systemic improvements across fraud programs
  • Define and track metrics that measure both risk effectiveness and customer impact

Some things that might make you successful in a role like this:

  • 6+ years of experience in an analytical role, including 4+ years in card fraud detection and strategy (startup or fintech experience a plus)
  • Deep expertise in card and transaction fraud, including authorization controls and card network rules.
  • Experience designing and executing fraud strategies across adjacent domains (e.g., onboarding, ACH, checks, RTP, ATO)
  • Skilled in customer risk scoring/modeling and process automation
  • Strong SQL proficiency and ability to translate data into actionable strategy
  • Track record of balancing risk, compliance, and customer experience in cross-functional settings
  • Excellent communication skills to simplify complex risk concepts into clear recommendations
  • Proven ability to operate in ambiguity and make decisions with imperfect information
  • Curious, growth-oriented, and motivated to work on fraud problems at all lifecycle stages (new product launches, scaling, and legacy optimization)
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Senior Risk Strategist - Card Fraud at Mercury — Remote