Senior Product Manager - A2A & Money Movement

About NMI

NMI, a global leader in payment technologies, allows software and sales professionals to deliver payment innovations to their clients without having to build payment expertise in house. NMI enables our partners with choice, and challenges the one-size-fits-all approach to payments. You've probably used NMI in the last 24 hours without even realizing it. We're the platform that powers success for innovative tech created by SMBs, entrepreneurs and fintech startups. We're creative problem solvers who help visionaries smash through boundaries and think beyond what's possible so they can think about what's next. But we're not just built for the tech savvy. We democratize the latest payments technology so that everyone can realize the benefits of easy payments across the full spectrum of commerce. Our mission is to use our expertise to enable more payments, in more ways and more places. We provide ISOs, Fintech Innovators and Technologists the freedom to focus on what they do best, liberating them from restricted payment solutions and giving them access to the latest payment technology now and in the future.

About the Team

The A2A Money Movement team is building one of NMI's highest-growth product areas. As real-time payment rails mature—FedNow, RTP, ACH, open banking, push-to-card—our partners are demanding bank-direct payment options that reduce interchange costs, accelerate settlement, and unlock entirely new merchant use cases: disbursements, earned wage access, insurance payouts, B2B collections, marketplaces, escrow holding, and more.

This team was established through NMI's acquisition of Dwolla, a leading ACH and real-time payments platform. You will inherit a strong foundation, live product, existing rails and relationships, and a seasoned team to build upon and scale within NMI's broader partner ecosystem.

This team owns NMI's strategy and execution across all money movement modalities: ACH (standard and same-day), real-time payments (RTP/FedNow), push-to-card, open banking / pay-by-bank, bank account verification, and cross-border transfers. This is not a maintenance role—it is a build role. You will be setting strategy in a space that is moving fast, with real revenue implications and growing partner demand.

You will:

• Own the roadmap for your product domain within A2A—maintaining a well-prioritized backlog, a clear rationale for every decision, and a delivery plan that the team can execute against
• Define and prioritize features based on partner needs, transaction data, competitive signals, and business impact
• Maintain continuity of existing Dwolla customer commitments while contributing to NMI integration milestones — balancing BAU stability with forward progress
• Write clear, detailed product requirements and acceptance criteria; run scoping sessions with Engineering that result in shared understanding and no surprises
• Lead product discovery: customer interviews, partner feedback sessions, competitive teardowns, and data analysis—then synthesize findings into a point of view
• Build a deep understanding of the full A2A payment lifecycle—funds flow, return handling, exception processing, reconciliation, Reg-E obligations—and design products that hold up end-to-end
• Partner with Engineering on technical design