Senior Life Underwriter

About the role

Are you a life insurance underwriter with 5+ years of experience, who is passionate about the profession of underwriting? Do you have a growth mindset and willingness to roll up your sleeves to tackle challenges? Would you enjoy working in a collaborative environment where your opinion matters?

Duties and Responsibilities:

• Understand underwriting policies, guidelines, practices and procedures
• Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
• Communicate effectively both written and verbally to explain underwriting decisions
• Influence and champion changes to improve processes while maintaining mortality expectations
• Work efficiently to gather information necessary for decision making
• Ability to independently work assigned requests with minimal direction
• Comfortable with ambiguity

Qualifications and Skills:

• 5-7 years Life/Health Insurance experience
• 4 year degree preferred
• In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
• Experience with underwriting rules engines
• Term and permanent, adult and juvenile life insurance underwriting
• Growth mindset, ability to think critically and problem solve independently
• Ability to take constructive feedback from peers, auditors and managers
• Positive, inclusive, agile, and collaborative mindset
• Strong verbal and written communication skills
• Desire to be a team player in a dynamic environment

Benefits

You can find further details of our US benefits at Ethos Benefits.