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Earnest
Earnest

Senior Fraud Strategy Analyst

datafull-timeRemote
SALARY
Not listed
WORK TYPE
remote
JOB TYPE
full-time
INDUSTRY
fintech
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About the role

What You’ll Do

  • Reduce fraud loss while supporting growth by building and optimizing fraud rules and strategies
  • Own fraud monitoring and analysis, identifying risks across channels, segments, and customer cohorts
  • Turn data into action by investigating trends, surfacing insights, and driving decisions
  • Scale fraud operations by creating repeatable frameworks and improving coverage as volume grows
  • Design and evaluate experiments to balance fraud risk, approval rates, and customer experience
  • Partner cross-functionally to implement fraud controls across product, risk, and engineering
  • Support new products and channels by ensuring fraud risk is managed from day one

About You

  • 4+ years in fraud, risk, or analytics in fintech, lending, or financial services
  • Strong SQL skills and comfort working hands-on with data
  • Familiarity with fraud types (synthetic ID, ATO, first-party fraud)
  • Experience with fraud strategy, monitoring, or detection (not just operations)
  • Ability to connect analysis to business outcomes (loss, conversion, approvals)
  • Comfortable operating in ambiguous, fast-moving environments
  • Clear communicator with a strong sense of ownership and initiative

Even Better

  • Experience in unsecured lending (personal loans, fintech)
  • Experience with experimentation or modeling (Python/R)
  • Background in 0→1 or scaling teams
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Senior Fraud Strategy Analyst at Earnest — Remote