Senior Fiat Product Specialist (12 month contractor)

Responsibilities

• Channel Integration: Evaluate and integrate PSPs, banks, and local payment schemes (e.g., SEPA, PIX, SPEI, Credit Card Payments). Manage the end-to-end process from API integration to internal workflow design (routing, reconciliation, callbacks/idempotency, error codes, and state machines) with implementation and optimization. Coordinate canary releases, real-money validation, and success rate monitoring to ensure launch quality and stability.
• Treasury Support: Support global treasury operations: acquiring, settlement, hedging, and returns, through process design and productization.
• Infrastructure Optimization: Collaborate to build and optimize core capabilities such as user center and card management, channel routing, refund center, promotion center, and error code management, enhancing platform reusability and scalability.
• Risk & Compliance Collaboration: Work closely with Risk, Engineering, Compliance, and Operations teams to ensure stable operations and adherence to regulatory and reporting requirements.

Requirements

• 3-6 years of product experience in payments, acquiring, cross-border settlement, aggregated payments, or open banking; strong understanding of global payment business priorities as well as local compliance requirements; prior experience in exchange or internet payment integration is preferred.
• Deep understanding of Credit Card Payments (authorization, clearing, chargebacks), open banking, and PSP integration processes; capable of standardized API integration design, with meticulous attention to interface interactions, state machines, and error code handling.
• Strong collaboration mindset and sense of ownership, able to proactively identify issues, drive execution, and ensure closed-loop reviews.
• Fluent Chinese and English as a working language, capable of handling vendor meetings, technical communications, and documentation writing.