Senior Director, Product Management

About the Product team

The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the role

Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product.

We’re looking for a Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.

This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas.

What you’ll do

Own the Card domain end-to-end

• Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
• Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems

Build and scale a high-performing product organization

• Manage and develop a team of PMs and PM leaders
• Establish product standards, operating cadence, and decision frameworks
• Build a durable org that delivers high-quality outcomes without direct involvement in every decision

Drive business outcomes at scale

• Own GMV, engagement, unit economics, and credit outcomes for the Card domain
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
• Partner with Finance and Credit to optimize profitability and risk

Lead platform strategy and execution

• Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
• Ensure the Card Platform scales reliably across use cases, geographies, and partners

Operate as a cross-functional leader

• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
• Build strong relationships with external partners (networks, processors, wallet providers)
• Represent the Card domain in executive forums and company planning cycles

What we look for

Product leadership at scale

• 15+ y