Senior Director, Enterprise Risk Management

About Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About the Role

Affirm’s Enterprise Risk team provides an enterprise-wide view of risk, helping the company identify, assess, and manage risks that span multiple business areas. The team helps the company understand its most important risks and supports sound decision-making to ensure risk is managed effectively as Affirm continues to scale and evolve.

We’re looking for a Senior Director, Enterprise Risk to lead and evolve Affirm’s enterprise risk management programs. This leader will be responsible for driving a cohesive, forward-looking risk strategy, strengthening our risk frameworks, enhancing enterprise risk insights, and enabling the business to make informed, risk-aware decisions.

This is a highly cross-functional leadership role that works closely with a wide range of partners including Product, Engineering, Credit Risk, Compliance, Legal, Finance, and Operations. You will serve as a trusted advisor to senior leadership, bringing a strong enterprise risk perspective and helping the company balance sound risk discipline with Affirm’s culture of innovation and growth.

What You’ll Do

Lead and Evolve Affirm’s Enterprise Risk Management Program

• Lead the ongoing evolution of Affirm’s Enterprise Risk Management program to support the company’s scale, complexity, and strategic priorities
• Strengthen enterprise risk governance, including risk appetite, risk taxonomy, and governance structures across the enterprise
• Drive alignment of risk management practices across business units while preserving appropriate flexibility for different risk types and operating models

Strengthen Core Enterprise Risk Programs

• Oversee and continue to mature key enterprise risk programs including Operational Risk, Third Party Risk Management, Business Continuity, Issues Management, and Risk Governance
• Ensure programs are integrated, data-driven, and aligned to Affirm’s broader enterprise risk framework
• Identify opportunities to improve effectiveness, scalability, and clarity through process enhancements, data, and tooling

Enhance Enterprise Risk Insights and Reporting

• Develop and enhance risk analytics and reporting for executive leadership and governance forums
• Strengthen the use of risk metrics, trends, and analysis to identify emerging risks and support decision-making

Act as a Strategic Advisor and Credible Challenger

• Partner with senior leaders to assess risks associated with new products, initiatives, and strategic changes
• Provide independent, objective challenge on key risk decisions and mitigation strategies
• Support the business in taking smart, informed risks while staying within risk tolerance levels

Drive Cross-functional Alignment

• Help embed a thoughtful, risk-aware approach to decision-making across the company through strong partnership, communication, and engagement
• Drive enterprise-wide risk initiatives that require coordination across multiple teams
• Lead high-impact initiatives that improve the effectiveness and scalability of enterprise risk management

Build and Lead a High-performing Team

• Develop and mentor a team of risk professionals
• Foster a culture of continuous improvement and risk awareness