Senior Credit Strategy Analyst - Affiliates and Lead Gen UW

Duties & Responsibilities

• This individual will be responsible for monitoring, refining and developing Credit strategies (including underwriting and loan amount) for personal loans
• Create test/control champion/challenger tests and monitoring to inform future strategies
• Provide scenario analysis/create financial impact sizing/develop new strategy test case
• Perform ad-hoc analytics, create reporting and presentations
• Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels.
• Partner with Decision Science to define and develop Credit models and tools
• Maintain overall risk and return targets for investors particularly in a changing economic environment

Requirements

• 5+ years experience in a similar analytical role
• Bachelor’s Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master’s degree a plus
• Experience in financial industry, credit risk required; online lending, near-prime, sub-prime is a plus
• Must be proficient in Python or similar, SQL, and MS Excel
• Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
• Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable
• Excellent English written/verbal communication skills, critical thinking and interpersonal skills
• Highly independent and self-motivated to forming opinions that are supported by data.
• Strong knowledge of modeling tools and techniques and use in strategy
• Ability to understand competitive pressure, economic trends and their business impacts.
• High Energy with ability to work