Risk Strategist, Onboarding and Compliance
About the role
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet.
About the Team
The Onboarding and Compliance Risk Strategy team serves as a key risk management function that partners with product, engineering, and cross-functional teams to bring products to market safely and responsibly. We are seeking a strategic-minded and collaborative Risk professional to build and scale the risk management and compliance foundations for Financial Account products, new and existing credit products, and the global payment networks that power them.
What You'll Do
Stripe is building new products that expand beyond payments into the broader financial stack, including Capital, Financial Accounts, and Issuing. You will work at the intersection of technology and financial services, seeking creative solutions to traditional problems while enabling the business responsibly.
Responsibilities
- Partner with Product, Engineering, and 2LOD teams to design and implement data-driven, risk-based KYC/KYB frameworks and compliance controls for Financial Account, Capital, and Issuing products
- Design and document compliant, scalable funds flow models for global payment networks (e.g., SEPA, FPS, ACH, RTP), translating complex network rules into technical requirements for engineering teams
- Develop and maintain technical compliance documentation, translating complex regulatory requirements (e.g., U.S. lending laws, payment network rules) into actionable guidance for product and engineering teams
- Manage relationships and drive alignment across cross-functional stakeholders, including Legal, Customer Support, Partnerships, and 2LOD Compliance
- Engage directly with external financial partners on Stripe's risk and compliance positioning