Reverse Mortgage Loan Officer

Accountabilities

• • Build rapport with prospective borrowers and leverage existing professional and community relationships to generate new reverse mortgage business.
  • Consult with customers to understand their financial circumstances, retirement objectives, and financing needs, then recommend appropriate reverse mortgage solutions.
  • Develop and maintain referral relationships with past clients, industry professionals, community contacts, and other business partners to generate a consistent pipeline of opportunities.
  • Guide borrowers through the reverse mortgage application and loan origination process, working closely with operational support staff to keep applications progressing efficiently.
  • Gather, input, and upload borrower and application information accurately into the applicable loan origination systems.
  • Structure and price reverse mortgage loans accurately in accordance with established lending guidelines and applicable requirements.
  • Ensure loan recommendations and applications align with borrower needs as well as quality, compliance, and marketability standards.
  • Research and resolve complex loan scenarios, applying sound judgment and problem-solving skills throughout the origination process.
  • Maintain appropriate handling of confidential borrower and financial information.
  • Consistently pursue new business opportunities and manage the responsibilities associated with a self-generated production pipeline.
  • Perform other related duties and responsibilities as assigned.

  Requirements

  • Minimum of 2 years of full-time reverse mortgage loan origination experience, preferably with an established local-market presence.
  • Proven experience with reverse mortgage loan products and a strong understanding of the loan origination process.
  • Active NMLS license.
  • Demonstrated ability to structure and price loans accurately.
  • Proven track record as a successful loan originator with strong production results.
  • Demonstrated ability to self-source reverse mortgage business through referral partners, past clients, community relationships, professional networks, and other business-development activities.
  • Strong judgment, research, analytical, and problem-solving skills, with the ability to navigate complex situations and handle confidential information responsibly.
  • Excellent communication, interpersonal, consultative, and relationship-building skills.
  • Highly self-motivated and entrepreneurial, with the discipline to work independently and consistently develop new business.
  • High school diploma or GED required; additional education or relevant professional experience is an advantage.
  • Ability to verify identity and employment eligibility to work in the United States.
  • Ability to perform the physical requirements of the role, including prolonged periods of sitting or standing, regular keyboard and office-equipment use, occasional bending, kneeling, reaching, and lifting or moving items weighing up to 10 pounds.

  Benefits

  • Commission-based compensation structure, with basis points to be determined.
  • Remote work opportunity within the United States.
  • Opportunity to build and grow an independent reverse mortgage business using existing professional and referral networks.
  • Ability to work directly with homeowners and help them develop financing solutions aligned with their financial and retirement goals.
  • Support from operational teams throughout the loan origination process.
  • Opportunity to develop long-term relationships with borrowers, referral partners, and industry professionals.
  • Equal employment opportunity and a drug-free workplace.
  • Reasonable accommodations available for qualified individuals with disabilities.