Portfolio Analyst

Portfolio Analyst

Altius Search Group is recruiting for a growing financial services company seeking a Portfolio Analyst to evaluate portfolio performance, identify emerging risks, and support sound credit and portfolio management decisions.

This position will analyze the quality, performance, and risk characteristics of the company’s financial portfolio. The Portfolio Analyst will monitor key trends, assess borrower performance, and collaborate with multiple departments to develop strategies that protect portfolio assets and support responsible growth.

Key Responsibilities

• Analyze portfolio performance, including delinquency levels, defaults, loss trends, concentrations, and exposure limits

• Identify early warning indicators and areas of emerging credit or operational risk

• Review financial statements, payment history, and borrower performance to evaluate ongoing creditworthiness

• Recommend changes to risk ratings based on financial performance and other relevant factors

• Develop and support action plans designed to reduce portfolio risk and improve performance

• Produce recurring portfolio reports, trend analyses, and management-level presentations

• Collaborate with Credit, Sales, Operations, and Asset Management on portfolio strategy and risk-mitigation initiatives

• Provide analysis and supporting information for credit committee discussions

• Evaluate the effectiveness of existing credit policies, scorecards, and decisioning processes

• Maintain accurate records and supporting documentation consistent with internal policies and audit requirements

• Assist with special projects involving portfolio analytics, financial modeling, and strategic planning