Paralegal, Capital Markets

About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

The Team

Upstart’s legal team is a key component of the company, helping Upstart innovate in the fintech space across multiple products and supporting its mission of expanding access to credit based on true risk. We are a team of savvy, hardworking and genuinely nice individuals collaborating closely with the business in achieving its objectives.

As a Paralegal at Upstart, you will support our capital markets legal and business teams in day-to-day matters as they arise (including on asset-backed securitizations, warehouse financings, and investment funds). This role requires someone who is adaptable and can think outside of the box, with strong organizational skills, ability to work cross-functionally with different specialties, and quickly understand regulatory regimes.

How you’ll make an impact

• Work closely with our legal and capital markets teams
• Organize the closing and administration of complex financing transactions including warehouses, and ABS deals
• Coordinate with external and internal teams to facilitate transaction execution
• Draft basic legal documents including amendments and entity formation documents
• Support ongoing transaction compliance including covenant tracking and UCC financing statement filing and renewals

Minimum Qualifications

• 5+ years of experience as a paralegal, with at least 2 years focused on banking, capital markets or structured finance
• Strong working knowledge of entity formation and maintenance
• Proficiency with Word, Adobe, DocuSign, and iManage or another document management system
• Exceptional organizational skills with the ability to manage multiple transactions simultaneously under tight deadlines

Preferred Qualifications

• Experience working at a law firm in the Capital Markets or Structured Finance groups or in the legal department of a fintech or bank
• Ability to prioritize effectively and anticipate next steps in transaction management
• Self-starter who thrives under time constraint