Manager of Business Analytics - Non-Prime Installment Loan
About the role
What You’ll Do
Koalafi is expanding beyond lease-to-own by launching a non-prime installment loan product that will diversify our portfolio and accelerate growth in select states and verticals. The Manager of Business Analysis will report directly to the Chief Risk Officer and play a central role in designing and operationalizing the company’s risk management framework for this new product. The role will lead development of core risk policies (credit, fraud, KYC/AML, collections, etc.), build a robust monitoring and reporting suite, and execute ad hoc analyses that support product development, pilot rollout, and scaling. This person will be a key cross-functional partner to Product, Engineering, Compliance/Legal, Operations, and Finance.
Risk Policy Development & Governance
- Design and implement risk policies for credit underwriting, fraud detection, Know Your Customer (KYC)/Anti-Money Laundering (AML), collections, and other risk domains specific to installment lending.
- Work with Compliance/Legal to ensure policies meet regulatory requirements across states where the product operates.
- Document risk policy decisions, assumptions, and expected outcomes; maintain a governance framework for periodic policy review and updates.