Lead Product Manager, Money Movement & Settlements
About the role
Who We’re Looking For
We’re seeking a Lead Product Manager, Money Movement & Settlements to own Alpaca’s money-movement and settlements product area end-to-end - JIT funding, instant funding, post-trade settlement, prefunding, US and non-US funding rails, and the ancillary products that sit alongside (HY Cash, FPSL). This is a senior product role focused on area ownership and execution, not people management - you’ll own the area roadmap and personally ship across multiple lanes in parallel, partnering with the other PMs in the area to raise the standard of work shipped across the swimlane.
This role sits at the intersection of regulated payments, post-trade settlement, and broker-as-a-service partner economics. You’ll unify what is today a set of important but fragmented initiatives - so partners get reliable, predictable money movement, settlement that scales, and clear documentation - while we expand globally across multiple licensed entities and regional payment rails. You’re expected to provide early signal on changing global payments frameworks rather than react after rules formalize.
You’ll work across many partner, engineering and operational teams, and you’ll represent the area in product reviews, partner exec syncs, and leadership-level discussions. Success is measured by partner adoption and production usage of money-movement and settlement capabilities - not by ship dates or volume of documentation alone.
Things You Get To Do
- Own the product vision, roadmap, and success metrics for the entire money-movement and settlements area - settlements (JIT, instant funding, post-trade, prefunding), funding rails (US and non-US ACH, wires, RTP, FedNow, regional rails), and ancillary products (HY Cash, FPSL).
- Personally execute across multiple in-flight lanes in parallel - not just sequencing them from above, but shipping work yourself on the most strategically important ones.
- Rationalize how we expose money-movement and settlement APIs and internal systems - including where a single settlement surface must flex.