Head of Finance

Accountabilities

• • Own end-to-end management reporting, including P&L, Cash Flow Statement, Balance Sheet, plan-vs-actual analysis, and profitability reporting across products, merchants, payment methods, and legal entities.
  • Build and maintain the budgeting and forecasting cycle, including operating budgets, payment calendars, cash-flow forecasts, gap analysis, scenario planning, and obligation tracking.
  • Design and operate a robust financial control framework covering regular reconciliations, discrepancy classification, resolution SLAs, approval workflows, audit trails, and manual adjustment controls.
  • Manage merchant settlements, including settlement calculations, provider fees, minimum fees, surcharges, refunds, chargebacks, FX conversions, and balance transfers.
  • Oversee finance across multiple legal entities, currencies, and intercompany transactions, including consolidated reporting and preparation of information for statutory accounting and external audits.
  • Serve as the business owner for financial automation by defining financial logic, KPIs, formulas, data sources, requirements, and acceptance criteria for dashboards and reports.
  • Collaborate with Data Analysts, Data Engineers, and Development teams to validate financial outputs, identify discrepancies, and prioritize automation initiatives based on business impact.
  • Lead, structure, and develop the Finance team by defining responsibilities, hiring where needed, establishing accountability, and driving continuous process improvement.
  • Report financial performance, risks, forecasts, and business insights to the CEO, founders, and senior leadership in clear, commercially focused language.
  • Establish clear operating boundaries between Finance, Treasury, and Data while maintaining effective collaboration across these functions.
  • Develop a scalable Finance function capable of supporting growth across multiple markets, entities, currencies, and transaction volumes.

  Requirements

  • 8+ years of experience in Finance, including at least 3 years managing a finance team or function.
  • Professional background in fintech, payments/PSP, acquiring, EMI, banking, crypto payments, or another high-volume transactional business.
  • Proven experience building or transforming financial processes, particularly moving from manual Excel-based reporting toward automated data pipelines and reporting.
  • Strong experience managing multiple legal entities, currencies, and intercompany operations.
  • Hands-on ownership of P&L, Cash Flow, Balance Sheet, plan-vs-actual reporting, and financial forecasting.
  • Ability to define financial metrics, establish standardized calculation methodologies, and develop unit economics and profitability analysis by product, customer, channel, or business line.
  • Strong understanding of payment flows, including settlement cycles, provider fees, processing and clearing costs, refunds, chargebacks, FX conversions, and balance transfers.
  • Ability to trace financial results from individual transactions through consolidated financial statements.
  • Practical experience organizing reconciliations between internal systems, PSPs, banks, obligations, and actual payouts, including discrepancy classification and resolution processes.
  • Knowledge of financial controls such as separation of duties, approval workflows, audit trails, thresholds, SLAs, and manual adjustment controls.
  • Experience translating financial requirements into clear specifications for Data Analysts, Data Engineers, and Development teams.
  • Advanced Excel or Google Sheets skills, including financial modeling and analysis.
  • Experience with BI tools such as Power BI, Tableau, Grafana, Looker Studio, or comparable platforms.
  • Comfortable working with large datasets and validating financial calculations against source data.
  • Experience presenting financial results and strategic insights to C-level executives and board-level stakeholders.
  • Professional English proficiency at B2+ level or higher, with the ability to communicate effectively with international customers, banks, PSPs, and business partners.
  • Strong leadership, ownership, analytical, communication, and problem-solving skills, with the ability to operate effectively in a rapidly changing environment.

  Nice to have:

  • Hands-on experience with crypto payments, including on-ramp/off-ramp operations, crypto-fiat and crypto-crypto conversions, blockchain fees, or wallet balance reconciliation.
  • SQL knowledge and experience with BigQuery or other data warehouses.
  • Experience implementing ERP, reconciliation, or treasury management systems.
  • Experience working with European PSPs, EMIs, banks, or other international financial institutions.
  • Experience building a Finance department from scratch or leading a significant finance transformation.
  • External audit experience and familiarity with international finance environments.
  • Experience managing distributed or remote Finance teams.

  Benefits

  • Fully remote position within an international organization.
  • Competitive salary based on experience and individual performance.
  • Direct reporting line to the founders and CEO with significant ownership of the Finance function.
  • Established Data Platform, automated reconciliations, and data-quality controls already in place.
  • Dedicated Data team available to support financial automation and reporting initiatives.
  • Existing Finance team ready to support the next stage of organizational development.
  • Separate Treasury function responsible for execution, allowing Finance to focus on strategy, reporting, controls, and oversight.
  • Clear six-month mandate to establish a structured Finance function, automate P&L reporting, implement regular cash-flow forecasting, and strengthen merchant settlement controls.
  • Opportunities for career growth as the business expands across entities, currencies, products, and markets.
  • Data-driven working environment focused on ownership, transparency, open communication, and measurable impact.