Credit Risk Strategist, Risk Foundations
About the role
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. The mission is to increase the GDP of the internet.
About the Team
Risk Foundations is a small, high-leverage team with a mandate to maximize Stripe's enterprise value by managing risk across the user lifecycle. The team evaluates new opportunity areas, investigates existential threats, and finds ways to unlock value in the existing business by approaching problems with rigor, nuance, and intellectual humility.
What You'll Do
As a Credit Risk Strategist on the Risk Foundations team, you will help manage a rapidly growing merchant portfolio by guiding Stripe's credit strategy and devising growth-friendly solutions that reduce overall credit risk. This role involves cross-functional partnership with Data Science, Engineering, Product, and Operations teams.
Responsibilities
- Develop scalable methods to identify, measure, and control end-to-end risks (including Credit and Fraud) across the user lifecycle through in-product and back-end controls, external risk assessment tools, and rule-based and model-based detection systems
- Proactively identify risk management opportunities, outline strategy, and translate complex requirements into technical specifications, which may include shipping code to enable rapid iteration of risk strategy
- Work closely with Product, Engineering, and Data Science teams to shape new product offerings and develop data-driven, globally scalable systems and processes that combine strong risk management fundamentals with seamless user experiences
- Become an expert on the global ecosystem of Stripe's products, integrations, tools, and partner requirements