Community Reinvestment Act (CRA) and Fair Lending Analyst

Accountabilities

• • Support the implementation and administration of CRA and Fair Lending programs, helping ensure compliance with applicable laws, regulations, and internal requirements.
  • Collect, monitor, validate, and report CRA-related data, including commercial loan applications and other regulatory information.
  • Oversee the management, validation, and submission of Community Development, HMDA, and CRA Small Business loan application data to regulatory authorities.
  • Analyze CRA, HMDA, and Community Development data to produce performance reports and support lending assessments using relevant CRA software.
  • Use analytical tools to evaluate Fair Lending performance, identify trends, and detect potential disparities associated with protected characteristics, geography, or income levels.
  • Review community development loans, investments, grants, and services to determine eligibility under CRA requirements.
  • Maintain strong data quality controls and verify the accuracy and completeness of documentation used for CRA reporting and examinations.
  • Collaborate with business lines and operational teams to resolve data issues and ensure CRA-eligible activities are properly documented.
  • Participate in CRA compliance self-evaluations and assist business units in monitoring CRA performance, including assessments related to branch openings and closures.
  • Coordinate community service events from planning through completion and assist with regulatory examination preparation.
  • Support special projects and other compliance initiatives as assigned by CRA and Fair Lending leadership.

  Requirements:

  • Strong analytical skills, with the ability to collect, organize, interpret, and communicate significant amounts of information accurately.
  • Knowledge or professional experience in the CRA, Fair Lending, banking, or broader financial services environment is advantageous.
  • Understanding of the Community Reinvestment Act and experience with CRA data management or compliance is preferred.
  • General knowledge of banking products, services, and operations is required; familiarity with residential lending is a plus.
  • Strong proficiency with Microsoft Word, Excel, PowerPoint, and internet-based research and navigation.
  • Excellent organizational and project-tracking skills, with the ability to manage multiple requests, deadlines, and reporting requirements simultaneously.
  • Strong written and verbal communication skills, with the ability to collaborate effectively across business and operational teams.
  • High attention to detail and a commitment to data accuracy, documentation quality, and regulatory compliance.
  • Strong business acumen and the ability to connect compliance activities with responsible, profitable service to low- and moderate-income customers and communities.
  • Ability to work independently while coordinating multiple projects and maintaining consistent follow-through.
  • Applicants must be prepared to work on site; this position is not remote.
  • A recent resume must be submitted with the application.

  Benefits:

  • Annual salary ranging from $60,000 to $80,000, commensurate with experience.
  • Compensation may vary based on relevant experience, skills, education, training, licensure, certifications, and location.
  • Full-time employment within a professional banking and compliance environment.
  • Opportunity to develop expertise in CRA, Fair Lending, regulatory reporting, data analysis, and banking compliance.
  • Exposure to cross-functional projects involving lending, operations, compliance, and community development.
  • Opportunities to contribute to initiatives supporting low- and moderate-income customers and communities.