Business Analyst II

About Earnest

Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision. Earnies are committed to helping borrowers move forward with confidence by offering smarter borrowing options with a clearer path to taking control of their debt.

The Role

The Business Analyst II will report to the Lead Business Analyst.

As the Business Analyst II, you will:

• Drive insights that influence business strategy—not just report on data
• Identify root causes behind performance trends and recommend actions that improve outcomes
• Build and evolve core metrics, dashboards, and analyses that shape decision-making
• Partner with product, operations, and leadership to turn data into clear direction
• Take ownership of ambiguous problems and push them toward structured, actionable solutions

About You:

• 3+ years in a data-focused role (analytics, BI, consulting, finance, etc.)
• Strong analytical thinker who can go beyond tasks to drive strategy
• Comfortable working with SQL to explore and analyze data
• Able to communicate insights clearly and influence cross-functional stakeholders
• Self-starter mindset—you don’t wait for direction, you create it

Even Better:

• Experience with forecasting or modeling
• Python or R experience
• Fintech or financial services exposure

Location

This role will be based in the US.

Compensation

Salary Range: $105,000 - 131,000 USD. Employees are also eligible for an annual performance-based bonus and equity.

Benefits

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world
• Competitive days of annual PTO
• Competitive parental leave

What Makes an Earnie

• Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
• Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
• Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do.