Backend Engineer, Payments

Accountabilities

• • Scope, design, build, and maintain reliable, efficient APIs, backend services, and large-scale systems supporting billions of money movement requests.
  • Develop and enhance platforms responsible for balance management and funds accessibility for enterprises and small and medium-sized businesses.
  • Debug, investigate, and resolve critical production issues across multiple services and layers of the technology stack.
  • Collaborate with product, infrastructure, risk, and other cross-functional teams to design and deliver new capabilities at scale.
  • Contribute to engineering standards, internal tooling, development processes, and practices that improve reliability and developer productivity.
  • Mentor engineers, provide technical guidance, and support the growth and development of peers.
  • Participate effectively in a distributed and hybrid engineering environment, maintaining clear communication and strong collaboration across teams.
  • Apply sound engineering judgment to balance scalability, reliability, maintainability, and customer needs.

  Requirements

  • 2–12+ years of professional software engineering experience, excluding internships and co-op placements.
  • Strong software development and coding skills in any programming language, with the ability and willingness to learn new languages as needed.
  • Experience designing, developing, and maintaining backend services, APIs, or large-scale distributed systems.
  • Strong collaboration skills and the ability to work effectively across multiple technical and business workstreams.
  • Ability to operate with a high degree of autonomy, ownership, and responsibility in a fast-moving engineering environment.
  • Entrepreneurial mindset with a focus on solving complex problems and creating high-quality experiences for internal and external users.
  • Interest in working as a generalist across different technologies and technical stacks.
  • Strong debugging, analytical, and problem-solving capabilities.
  • Experience with large-scale financial tracking systems is preferred.
  • Practical knowledge of cloud-based technologies and services is an advantage, including gRPC, GraphQL, Docker, Kubernetes, AWS, or comparable platforms.
  • Ability to communicate technical concepts clearly and contribute constructively to team decision-making.

  Benefits

  • Full-time opportunity based in Canada, with the primary office location in Toronto.
  • Annual salary range of CA$135,200–CA$202,800, with the final range determined based on experience, qualifications, career level, and location.
  • Potential additional compensation through equity, company bonuses, and other applicable incentives.
  • Health benefits and wellness support.
  • Retirement and savings plans.
  • Opportunity to work in a flexible hybrid environment, with in-office expectations varying by role, team, and location.
  • Opportunity to work on financial infrastructure operating at global scale and solve complex engineering challenges.
  • Collaborative environment with exposure to cross-functional teams spanning infrastructure, product, payments, and risk.
  • Opportunities to mentor peers and contribute to engineering standards, tooling, and processes.
  • Career growth within a high-ownership environment that values rigorous thinking, diverse perspectives, passion, integrity, and continuous learning.